ECB publishes consolidated banking data for end-June 2026

What the ECB published

The European Central Bank (ECB) has published consolidated banking data as at end-June 2026, a dataset for the EU banking system compiled on a group consolidated basis. The release reports that the aggregate of total assets of EU-headquartered credit institutions increased by 5.18%, from €33.27 trillion in June 2025 to €34.99 trillion in June 2026. During the same period, the aggregate non-performing loans ratio increased by 0.03 percentage points year on year to stand at 1.99% in June 2026. The ECB also reports an aggregate return on equity of 5.31% in June 2026 and a Common Equity Tier 1 ratio of 16.43%.

Scope and content of the dataset

The quarterly data cover 336 banking groups and 2283 stand-alone credit institutions and non-EU controlled subsidiaries and branches operating in the EU, accounting for nearly 100% of the EU banking sector’s balance sheet. The quarterly data provide information required to analyse the EU banking sector and comprise a subset of the information that is available in the year-end dataset. The dataset includes an extensive range of indicators on profitability and efficiency, balance sheet composition, liquidity and funding, asset quality, asset encumbrance, capital adequacy and solvency. In addition to data as of end-June 2026, the published figures also include a few revisions to past data.

Reporting standards, availability and definitions

Reporters generally apply International Financial Reporting Standards and the European Banking Authority’s Implementing Technical Standards on Supervisory Reporting, though some small and medium-sized reporters may apply national accounting standards. Accordingly, aggregates and indicators may include data based on national accounting standards, depending on the availability of underlying items. The consolidated banking data are available in the ECB Data Portal and information on methodology is available on the ECB's website. Hyperlinks in the press release lead to data that may change with subsequent releases due to revisions.

Defined as the ratio of non-performing loans to total loans. Cash balances at central banks and other demand deposits are included. Defined as the ratio of total profit (loss) for the first six months of 2026 (non-annualised) to total equity. Profitability indicators are not annualised. Defined as the ratio of Common Equity Tier 1 capital to the total risk exposure amount.